Should I Get Stock Market and Brokering Classes?

At my age of 34, probably, taking a college undergraduate degree in stock trading would help me in my retirement age. I plan to invest in stocks and bonds once I reach my retirement age. But I often asked myself, “do colleges really have courses designed to help graduates know more about the stock market?” I’ve asked around the Internet and discovered the following truths.

In reality, no college or university actually offers a course in stock trading. You and I can learn about stock trading by reading books about the stock market, looking at the daily Wall Street Journal and Barrons and knowing the terminologies they use in the magazine. Stock trading is like a foreign language.

However, based on my research, experts say that if you want to learn a thing or two about stock market investing in college, I should probably take economics courses and audited accounting classes.

Understanding a company financial report, knowing how to calculate risk analysis, probability and statistics are great knowledge that can help future investors know where to put their money to minimize losses and increase gains. 

Many experts also say that many beginners in the field will ultimately lose so much in the first year. Inevitable as it is, according to them, the stock market is a lesson on trial-and-error. Some patterns, no matter how predictable, still have a tail risk that is highly improbable, yet they can still happen.

So, should I take classes or no? I think I’d rather trust my experience on this one. Besides, online courses for the mathematical side of things are available online.

Where to Invest Money in 2013?

If you failed to meet your investment expectations in the first half of 2013, you might just get lucky in the second half. The economy literally fluctuated worldwide and many investors found themselves having great losses. However, don’t fret; here are a few more things that could get you the investment returns you need from your diversified portfolios.

1.     Technology

The mobile device and technology developers today have not stopped developing new ways to entice their customers to place high value on their products and services and more and more start-up software developers continue to join the scene. Sticking with strong competitors in this arena that had proven for years to grow increasingly is a good way to invest your money in the 2^nd half of 2013, especially with the 3^rd Quarter technology expos already nearing.

2.     New Ground

Southeast Asian countries report well on their finance and economy for the 2^nd quarter of 2013. With most Asian countries now increasing their credit ratings, more entrepreneurs continue to lay their businesses into these new grounds. Look for these companies trying to tread on new ground and stick with them because according to experts, it is greatly possible these businesses can grow enormously the following year.

3.     Bank Woes

Coming out of terrible financial scandals, heavy losses and backlogs, investing in banks is not an option this year. With many financial companies involved in insurance and investment frauds, you could only expect lacking confidences from investors. Growth can be minimal with banks or at best, greatly fluctuating.