I know it's a bit spiteful, the title. It also says at the
same time that you're not a 30-something if you haven't reached these goals.
But again, having goals and seeing the consequences of such
attainments is an amazing thing.
So, do you have these three things in check?
Emergency Fund
Everyone needs a six-months' worth of living expenses or
even a year to buffer for anything from medical emergencies or unemployment. If
you don't have this, you're not de-classified from being a 30 years old but
this is an important goal to attain.
Anticipating Big Expenditures
At this point, you are preparing for huge expenses and have
adjusted your lifestyle accordingly. You also deal with your budgets using a
realistic amount that would not lead you into debt. Often, you would even skip
these expenses to make way for bigger, important ones.
Negotiation
A highly-valued skill , negotiation is not only for the flea
market. When you get a new job, you know your worth and the worth of your
skills. You demand a higher salary for your service.
When running your business, your suppliers and service
providers you understand their value and you pay accordingly to their value.
The valuation of everything is an important skill to have.
